Armenia: Household credit
* indicates monthly or quarterly data series
The most recent value is 3908.46 billion Armenian Dram as of December 2025, an increase compared to the previous value of 3824.02 billion Armenian Dram. Historically, the average for Armenia from January 2000 to December 2025 is 875.2 billion Armenian Dram. The minimum of 16.45 billion Armenian Dram was recorded in January 2002, while the maximum of 3908.46 billion Armenian Dram was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion Armenian Dram
- Source: Central Bank of Armenia
| Recent values | Armenia: Household credit, billion currency units |
|---|---|
| 2025  Dec | 3908.46 |
| 2025  Nov | 3824.02 |
| 2025  Oct | 3767.51 |
| 2025  Sep | 3706.02 |
| 2025  Aug | 3622.13 |
| 2025  Jul | 3574.96 |
| 2025  Jun | 3539.29 |
| 2025  May | 3469.14 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.3 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 367.6459 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,950.66 | 12/2025 | billion |
| Consumer Price Index (CPI) | 104.8000 | 3/2026 | index points |
| Inflation, monthly | 0.67 | 3/2026 | percent |
| Inflation, annual | 1.08 | 3/2026 | percent |
| Private sector credit | 7,161.55 | 12/2025 | billion |
| Business credit | 3,253.09 | 12/2025 | billion |
| Household credit | 3,908.46 | 12/2025 | billion |
| Mortgage credit | 1,665.55 | 12/2025 | billion |
| Consumer credit | 2,242.91 | 12/2025 | billion |
| Deposit interest rate | 9.10 | 12/2024 | percent |
| Business credit interest rate | 12.55 | 12/2024 | percent |
| Mortgage credit interest rate | 12.71 | 12/2024 | percent |
| Business credit in local currency | 1,300.20 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 2,032.55 | 3/2026 | billion local currency units |
| Household credit in local currency | 3,666.21 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 416.55 | 3/2026 | billion local currency units |
| Private credit in local currency | 4,966.41 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 2,449.10 | 3/2026 | billion local currency units |
| Bank deposits, total | 7,646.74 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 4,419.43 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 3,227.31 | 4/2026 | billion local currency units |