Armenia: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 2242.91 billion Armenian Dram as of December 2025, an increase compared to the previous value of 2182.27 billion Armenian Dram. Historically, the average for Armenia from April 2005 to December 2025 is 735.79 billion Armenian Dram. The minimum of 55.97 billion Armenian Dram was recorded in April 2005, while the maximum of 2242.91 billion Armenian Dram was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion Armenian Dram
- Source: Central Bank of Armenia
| Recent values | Armenia: Consumer credit, billion currency units |
|---|---|
| 2025  Dec | 2242.91 |
| 2025  Nov | 2182.27 |
| 2025  Oct | 2164.64 |
| 2025  Sep | 2123.67 |
| 2025  Aug | 2059.7 |
| 2025  Jul | 2026.15 |
| 2025  Jun | 2002.66 |
| 2025  May | 1951.29 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.3 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 376.3559 | 3/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,950.66 | 12/2025 | billion |
| Consumer Price Index (CPI) | 187.1330 | 12/2025 | index points |
| Inflation, monthly | 0.60 | 12/2025 | percent |
| Inflation, annual | 2.74 | 12/2025 | percent |
| Private sector credit | 7,161.55 | 12/2025 | billion |
| Business credit | 3,253.09 | 12/2025 | billion |
| Household credit | 3,908.46 | 12/2025 | billion |
| Mortgage credit | 1,665.55 | 12/2025 | billion |
| Consumer credit | 2,242.91 | 12/2025 | billion |
| Deposit interest rate | 9.10 | 12/2024 | percent |
| Business credit interest rate | 12.55 | 12/2024 | percent |
| Mortgage credit interest rate | 12.71 | 12/2024 | percent |