Algeria: Banking system z-scores

* indicates monthly or quarterly data series
 Algeria

Banking system z-scores

 Latest value 24.82
 Year 2020
 Measure index points
 Data availability 2000 - 2020
 Average 16.33
 Min - Max 8.53 - 24.82
 Source Bankscope
The latest value from 2020 is 24.82 index points, an increase from 22.44 index points in 2019. In comparison, the world average is 16.69 index points, based on data from 151 countries. Historically, the average for Algeria from 2000 to 2020 is 16.33 index points. The minimum value, 8.53 index points, was reached in 2005 while the maximum of 24.82 index points was recorded in 2020. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Algeria - Banking system z-scores - Recent values chart

Historical series
Algeria - Banking system z-scores - historical chart - 2000-2020




Definition: The index captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 6.25 2020 interest rate points
 Bank cost to income ratio 32.74 2020 percent
 Non-performing loans 20.26 2022 percent
 Bank overhead cost 1.12 2020 percent
 Net interest margin 2.95 2020 percent
 Bank credit to deposits 48.48 2021 percent
 Regulatory capital to risk-weighted assets 19.05 2018 percent
 Return on assets 1.35 2020 percent
 Return on equity 10.73 2020 percent
 Banking system z-scores 24.82 2020 index points
 Liquid assets to deposits 32.70 2020 percent
 Banking system capital to assets 10.82 2018 percent
 Non-interest income to total income 27.01 2020 percent
 Lending interest rate 8.00 2023 percent
 Real interest rate 10.50 2023 percent
 Legal rights 2.00 2019 points
 Credit information sharing 0.00 2019 points
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