Albania: Household credit
* indicates monthly or quarterly data series
The most recent value is 417.25 billion Albanian Lek as of June 2026, an increase compared to the previous value of 410.4 billion Albanian Lek. Historically, the average for Albania from September 1998 to June 2026 is 140.62 billion Albanian Lek. The minimum of 0.86 billion Albanian Lek was recorded in September 1998, while the maximum of 417.25 billion Albanian Lek was reached in June 2026.
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* indicates monthly or quarterly data series
- Measure: billion Albanian Lek
- Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: Bank of Albania
| Recent values | Albania: Household credit, billion currency units |
|---|---|
| 2026 Jun | 417.25 |
| 2026 May | 410.4 |
| 2026 Apr | 402.73 |
| 2026 Mar | 397.39 |
| 2026 Feb | 391.43 |
| 2026 Jan | 388.66 |
| 2025 Dec | 387.32 |
| 2025 Nov | 381.66 |
Download data from our database Other resources: All indicators for Albania All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.1 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 80.1484 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,271.41 | 6/2026 | billion |
| Consumer Price Index (CPI) | 120.9245 | 12/2025 | index points |
| Inflation, monthly | 0.66 | 12/2025 | percent |
| Inflation, annual | 2.26 | 12/2025 | percent |
| Food and beverages inflation | 2.10 | 12/2025 | percent |
| Alcohol and tobacco inflation | 2.50 | 12/2025 | percent |
| Energy price inflation | -1.10 | 12/2025 | percent |
| Transport services inflation | -0.80 | 12/2025 | percent |
| Services inflation | 3.30 | 12/2025 | percent |
| Information and communication inflation | 0.30 | 12/2025 | percent |
| Restaurant and accommodation services inflation | 2.20 | 12/2025 | percent |
| Health care inflation | 1.00 | 12/2025 | percent |
| Education services inflation | 2.20 | 12/2025 | percent |
| Clothing and footwear inflation | 2.20 | 12/2025 | percent |
| Housing inflation | 8.50 | 12/2025 | percent |
| Private sector credit | 957.10 | 6/2026 | billion |
| Business credit | 539.85 | 6/2026 | billion |
| Household credit | 417.25 | 6/2026 | billion |
| Mortgage credit | 258.95 | 6/2026 | billion |
| Consumer credit | 158.31 | 6/2026 | billion |
| Deposit interest rate | 1.13 | 12/2022 | percent |
| Business credit interest rate | 6.79 | 12/2022 | percent |
| Mortgage credit interest rate | 4.53 | 12/2022 | percent |