Albania: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 143.44 billion Albanian Lek as of December 2025, an increase compared to the previous value of 141.37 billion Albanian Lek. Historically, the average for Albania from December 2007 to December 2025 is 70.04 billion Albanian Lek. The minimum of 36.06 billion Albanian Lek was recorded in January 2008, while the maximum of 143.44 billion Albanian Lek was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion Albanian Lek
- Source: Bank of Albania
| Recent values | Albania: Consumer credit, billion currency units |
|---|---|
| 2025 Dec | 143.44 |
| 2025 Nov | 141.37 |
| 2025 Oct | 132.81 |
| 2025 Sep | 131.09 |
| 2025 Aug | 129.66 |
| 2025 Jul | 128.51 |
| 2025 Jun | 127.06 |
| 2025 May | 124.43 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.2 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 82.3493 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,194.06 | 12/2025 | billion |
| Consumer Price Index (CPI) | 120.9245 | 12/2025 | index points |
| Inflation, monthly | 0.66 | 12/2025 | percent |
| Inflation, annual | 2.26 | 12/2025 | percent |
| Food and beverages inflation | 2.10 | 12/2025 | percent |
| Alcohol and tobacco inflation | 2.50 | 12/2025 | percent |
| Energy price inflation | -1.10 | 12/2025 | percent |
| Transport services inflation | -0.80 | 12/2025 | percent |
| Services inflation | 3.30 | 12/2025 | percent |
| Information and communication inflation | 0.30 | 12/2025 | percent |
| Restaurant and accommodation services inflation | 2.20 | 12/2025 | percent |
| Health care inflation | 1.00 | 12/2025 | percent |
| Education services inflation | 2.20 | 12/2025 | percent |
| Clothing and footwear inflation | 2.20 | 12/2025 | percent |
| Housing inflation | 8.50 | 12/2025 | percent |
| Private sector credit | 903.64 | 12/2025 | billion |
| Business credit | 516.59 | 12/2025 | billion |
| Household credit | 387.05 | 12/2025 | billion |
| Mortgage credit | 243.61 | 12/2025 | billion |
| Consumer credit | 143.44 | 12/2025 | billion |
| Deposit interest rate | 1.13 | 12/2022 | percent |
| Business credit interest rate | 6.79 | 12/2022 | percent |
| Mortgage credit interest rate | 4.53 | 12/2022 | percent |
| Business credit in local currency | 233.13 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 311.47 | 3/2026 | billion local currency units |
| Household credit in local currency | 311.47 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 85.73 | 3/2026 | billion local currency units |
| Private credit in local currency | 544.59 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 378.88 | 3/2026 | billion local currency units |
| Bank deposits, total | 1,568.40 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 829.71 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 738.69 | 4/2026 | billion local currency units |