USA: Lending interest rate

(measure: percent; source: The World Bank)

USA: Interest rates on bank credit to the private sector

: For that indicator, The World Bank provides data for the USA from 1960 to 2015. The average value for the USA during that period was 7.35 percent with a minumum of 3.25 percent in 2009 and a maximum of 18.87 percent in 1981. See the global rankings for that indicator or use the country comparator to compare trends over time.
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The lending interest rate in the USA shown below is the interest rate on credits from banks to prime borrowers, i.e. to the lowest risk borrowers in the private sector. That includes firms and households.

Definition: Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
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