USA: Credit information sharing

(measure: points; source: The World Bank)

USA: Credit information sharing index, 0 (low) - 8 (high)

: For that indicator, The World Bank provides data for the USA from 2013 to 2016. The average value for the USA during that period was 8 points with a minumum of 8 points in 2013 and a maximum of 8 points in 2013. See the global rankings for that indicator or use the country comparator to compare trends over time.
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When banks in the USA make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for the USA ranges from 0 (no sharing) to 6 (high degree of sharing.

Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.