Hong Kong Economic Indicators

Hong Kong Credit information sharing


Hong Kong Credit information sharing index: For that indicator, The World Bank provides data for Hong Kong from 2004 to 2012. The average value for Hong Kong during that period was 5 points with a minumum of 5 points in 2004 and a maximum of 5 points in 2004.


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When banks in Hong Kong make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Hong Kong ranges from 0 (no sharing) to 6 (high degree of sharing.
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World Bank definition::Credit depth of information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 6, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.